Buying a Home Starts with the Right Preparation

Buying a home is one of the most important financial decisions you will ever make. Whether you are purchasing your first home, moving to a larger property, or investing in a new-build apartment, proper preparation makes all the difference. At NEWCURB Makelaars, we guide you through the entire purchasing process—from the very first viewing to the moment you receive the keys.

Our focus is not only on finding the right property, but also on ensuring that you purchase it under the best possible conditions and at a fair market price.

Purchase Assistance and Mortgage Advice

A successful home purchase starts with a clear understanding of your financial possibilities. That is why we work closely with ING Mortgages, one of the largest mortgage providers in the Netherlands.

Through this partnership, you receive fast and professional mortgage advice, so you know exactly:

• how much you can responsibly borrow;
• what your expected monthly mortgage payments will be;
• what your maximum purchase budget is;
• what bridging loan options are available;
• which mortgage solution best suits your personal situation.

This allows you to search with confidence and act quickly when your ideal home becomes available.

Already working with a mortgage adviser or would you prefer independent advice with access to multiple lenders? No problem. We also collaborate with a network of experienced and responsive independent mortgage advisers amongst others Rocket Mortgages.

For First-Time Buyers: Be Ready Before You Start Your Search

The housing market moves quickly. When the right property becomes available, you need to be ready to act immediately.

As a first-time buyer, we make sure you are fully prepared before you submit an offer. Together with our mortgage partner, we assess your financial position so you know exactly:

• your maximum purchase budget;
• the additional costs involved in buying a home;
• how much personal capital you will need;
• what monthly payments comfortably fit your financial situation.

We then accompany you during property viewings, analyse the property's market value, and develop a strong bidding strategy together. This significantly increases your chances of securing the right home without paying more than necessary.

For Homeowners Moving Up the Property Ladder: Make the Most of Your Equity

Are you selling your current home while purchasing another property? If so, additional financial considerations often come into play.

We help you gain insight into:

• the expected proceeds from the sale of your current home;
• your available home equity;
• the possibilities of a bridging loan (through your mortgage adviser);
• your maximum budget for your next property;
• the financial implications of purchasing before your current home has been sold.

This enables you to make confident decisions and submit competitive offers while avoiding unnecessary surprises during the purchasing process.

Buying Existing Homes and New-Build Properties

Our purchase assistance is suitable for both existing homes and new-build developments.

Existing Homes

When purchasing an existing property, we assess, among other things:

• the market value;
• the structural condition of the property;
• Homeowners' Association (HOA/VvE) documentation for apartments;
• legal aspects and potential restrictions;
• the property's energy label and sustainability opportunities.

We also advise you on a realistic offer and negotiate on your behalf to secure the best possible terms.

New-Build Properties

Professional guidance is equally valuable when purchasing a new-build property. We assist you with, among other things:

• reviewing the purchase and construction contracts;
• evaluating optional upgrades and additional work;
• coordinating the sale of your current home and your new purchase;
• guidance throughout the construction and completion process.

This helps you maintain a clear overview of both your purchase and your financing.

We Don't Just Help You Buy a Home — We Help You Secure the Right Deal

Successfully purchasing a property is about much more than simply winning a bidding process.

It is equally important that you:

• avoid paying more than necessary;
• include the appropriate protective clauses in the purchase agreement;
• have sufficient time to arrange your financing;
• can carry out a structural survey where appropriate;
• are legally well protected throughout the transaction;
• minimise unexpected risks.

Our buying agents therefore look beyond the purchase price alone. We negotiate every aspect of the agreement that contributes to a successful and secure property purchase.

Ready to Buy Your Next Home?

Are you looking for a professional buying agent and would you like to learn more about your mortgage options—whether you are purchasing your first home or moving up the property ladder?

Contact NEWCURB Makelaars for a no-obligation consultation. We will gladly introduce you to our trusted mortgage partners, ensuring you are fully prepared and giving you the best possible chance of successfully purchasing your new home or apartment.

  Contact our office